Our fortune is linked to our thoughts. Today we sow the seed of thought--karma--and reap the fruit of action. From the seed of karma arises svabhaava (the fruit of behaviour). Out of the seed of behaviour comes the fruit of character. The seed of character yields the fruit of adhrishtam (fortune). (SSS Vol.26, p. 100)

Thus fortune is based on character, which is based on good practices arising out of good deeds based on good thoughts. Thus according to the development of good thoughts, one’s good fortune will also grow. (SSS Vol.27, p. 147)