In addition to knowledge derived from the sacred texts, one should gain wisdom through experience. Education and knowledge without personal experience will be futile. It will assume the form of mere scholarship. If such learning is brought within the ambit of practice and experience, it is creditable. Acquiring and hoarding of wealth will be of no avail if it is not consecrated and spent for the welfare of the world. Similarly, mere acquisition of knowledge from books is futile exercise. (SS Aug 12 , p. 262)